Private medical insurance
At The McIndoe Centre we welcome patients from all major insurers. If you have private medical insurance, either your own policy or as part of a company scheme, you may be surprised at how many services and treatments are available at our hospital.
In addition to major treatments or operations, your insurance can be used for diagnostics such as x-rays and scans, a visit to a consultant or even physiotherapy. With private medical insurance you can arrange the treatment you need at a time to suit you.
All you need to do is follow the 5 simple steps below and you could be receiving treatment quicker than you think.
1 Check you’re covered
Before you receive any treatment privately, call your insurer and they will give you all the guidance you need to confirm you are covered and if necessary send you a claims form.
2 Getting a referral
Most medical treatments start with a referral to a specialist from your GP. This may involve your GP signing a claim form and may incur a small fee which is not covered by your insurance.
3 Seeing the specialist
Your specialist will decide the best way forward for you and this can include tests, admission for a stay in hospital, treatment that can be carried out as a day patient or even an outpatient procedure. Remember to stay in contact with your insurer to confirm that your treatment is covered.
4 Arranging treatment
Whether you require a simple outpatient procedure or need major surgery you can access treatment with very little waiting times. So you can choose a time convenient to you.
5 Who pays the bill?
The McIndoe Centre and some specialists deal directly with your insurance company but other consultants will send the bill directly to you. Your insurance company will tell you how they will pay your claim.
Private Medical Insurance (PMI) providers
The McIndoe Centre provides treatment to patients that hold policies with most major private medical insurance (PMI) providers. (We do not offer our own medical insurance scheme) The best place for independent advice on PMI is the Association of British Insurers (ABI). All reputable insurance companies are members. The ABI publish a free guide to purchasing medical insurance, designed to help you understand more about how private medical insurance works, so that you can make an informed choice before buying a policy.
If you do opt to take private medical insurance, do remember to check beforehand any test or procedure at The McIndoe Centre would be covered in their scheme.